PortfolioCalc

Investment Blogs

In-depth articles on market crashes, portfolio simulations, and long-term investing strategy.

S&P 500 vs Nasdaq 100: Which Is Safer for Beginner Investors?
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S&P 500 vs Nasdaq 100: Which Is Safer for Beginner Investors?

Is the S&P 500 or Nasdaq 100 safer for beginners? Learn how drawdowns, volatility, and behavior affect long-term investing success.

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Psychology of Investing During Negative Returns | Investor Behavior
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Psychology of Investing During Negative Returns | Investor Behavior

Learn how investor psychology, loss aversion, and fear impact decisions during negative returns—and how long-term thinking helps avoid costly mistakes.

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How Many Assets Should a Portfolio Have? Practical Guide for Investors
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How Many Assets Should a Portfolio Have? Practical Guide for Investors

Learn the optimal number of assets for a diversified portfolio. Practical tips on balancing risk, control, and long-term growth for investors.

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Why You Lose Money When Selling Gold (Real Costs & Resale Factors)
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Why You Lose Money When Selling Gold (Real Costs & Resale Factors)

Why you lose money when selling gold: real costs, dealer spreads, premiums, and mistakes that reduce resale value. Learn how to avoid losses.

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Buying Physical Gold: Bars vs Coins, Costs & What You Actually Get
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Buying Physical Gold: Bars vs Coins, Costs & What You Actually Get

Buying physical gold? See what you actually get—bars vs coins, real costs, premiums, storage options, and how gold fits in a portfolio.

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Gold or Silver: Which Is Better for Long-Term Investors?
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Gold or Silver: Which Is Better for Long-Term Investors?

Gold vs Silver for long-term investors: Compare volatility, returns, portfolio allocation, tax, storage, and historical performance. Learn which precious metal suits your strategy

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$1,000 a Year for 30 Years: Here’s How Much You’ll Actually Have
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$1,000 a Year for 30 Years: Here’s How Much You’ll Actually Have

If you invest $1,000 a year for 30 years, you could end up with $70k–$180k. See real examples, returns, and how compounding works.

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Why Not Just Invest in the S&P 500?
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Why Not Just Invest in the S&P 500?

Discover why investing solely in the S&P 500 may not be enough for a truly diversified portfolio. Learn the risks, hidden concentration in top stocks, and strategies to build a more resilient investment approach..

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How to Spread Your Investments Across Stocks, Gold, Crypto & Bonds (Simple Guide)
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How to Spread Your Investments Across Stocks, Gold, Crypto & Bonds (Simple Guide)

Learn how to allocate your money across stocks, gold, crypto and bonds with a simple example. See how different allocations affect growth and risk.

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